Buying a home in Poland? We'll handle the bank.
Radzik is a family-run credit and insurance brokerage in Rzeszów with 18+ years of experience and 4,000+ mortgages arranged. We compare offers from many Polish banks, prepare your application and guide you to the keys — at no cost to you.
Who we help
Poles working abroad
Income in EUR, GBP, USD or NOK? Some Polish banks accept foreign income — we know which ones and what documents they need.
Foreigners living in Poland
Residence permit, Polish employment contract or business — we check your eligibility and explain the rules for buying property as a non-citizen.
Insurance in English
Car (OC/AC), home, life and travel insurance — compared across insurers, documents explained in plain English.
How it works
Free consultation
By phone, e-mail or in our office. We assess your borrowing capacity and tell you honestly what is realistic.
Bank comparison
We compare margins, fees and APRC across banks and shortlist 2–3 that fit your situation.
Application
You get a document checklist. We complete the application with you and deal with the bank.
Decision & keys
Credit decision, loan agreement, notary — we stay with you until the money is paid out and after.
Good to know
- Our service is free for you — the bank pays our fee after the loan is disbursed; it does not affect your rate
- Typical down payment: 20% (10% possible with extra insurance)
- Mortgage term up to 35 years, fixed-rate periods of 5+ years available
- Loans are granted in PLN; foreign-currency income is converted with a safety haircut
Contact
ul. Mieszka I 38, 35-308 Rzeszów, Poland
Mon–Fri 8:00–17:00 (CET)